The system is stacked against you.

But you don’t have to stay stuck.

Most of us were never taught how money really works. The result? Stress, debt, and living paycheck to paycheck.

69%
live paycheck-to-paycheck
Source: Debt.com, 2025
$62,500
average personal debt
Source: Investopedia, 2025
1.2T
credit card debt
Source: Business Insider, 2025

Less than 7% of Americans are millionaires — yet they control the majority of wealth.

That’s why LYFD exists — to flip the odds in your favor.

Take The First Step